Sunset helps families find and transfer financial assets after losing someone. To give you results you can rely on, we limit our search to deaths that occurred within the past three years.
Why the three-year limit
Our search works by connecting with financial institutions and searching records to find accounts in your loved one's name. That data gets harder to reach over time. Accounts get closed, records get archived, and institutions change how they store older information.
Past three years, results become unreliable enough that we'd be handing you an incomplete picture and calling it a complete one. We'd rather be upfront about that.
What Sunset can find
For a death within the past three years, we search for:
Bank accounts, including checking, savings, money market, and CDs
Retirement accounts, including 401(k)s, IRAs, and pensions
Investment accounts, including brokerage accounts, stocks, and bonds
Life insurance and funeral insurance
Health savings accounts
Credit cards and debts, validated against all three credit bureaus
Real estate
Vehicles
Cryptocurrency held on major platforms
Business ownership
Unclaimed property held by states
You choose which of these to include. Results are released once every search you requested has finished, which usually takes 7 to 14 days and occasionally longer.
Sunset handles closing accounts and transferring the funds. Real estate sales are supported in all 50 states through a partner brokerage. Vehicles are discovery only, meaning we find them and report what we know, but title transfers and sales are handled by you through your state's DMV.
If the death was more than three years ago
We can't help with asset discovery, and we'd rather tell you that than take you through signup for a result that won't serve you.
Two things worth trying on your own. Contact any institution where you believe they held an account directly, since the institution's own records go back much further than what's searchable. And check your state's unclaimed property database, which is free and often turns up dormant accounts that were handed over to the state years ago. Search every state where they lived, not just the most recent one.
Questions?
If you're not sure whether Sunset can help with your situation, ask. Chat with us in the app, call (385) 707-0082, or email [email protected]. We're happy to point you in the right direction either way.